/* Mortgage & Real Estate Watch — publishing framework v6 */
:root{--bg:#05070b;--panel:#0d1118;--panel2:#10161f;--text:#f6f7f9;--muted:#aab3c2;--gold:#f4c430;--line:#222b39;--blue:#2b8cff;--green:#19c37d;--max:1120px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;background:radial-gradient(circle at 20% 0%,#111a2a 0,#05070b 38%),var(--bg);color:var(--text);line-height:1.65}a{color:inherit}.wrap{width:min(var(--max),calc(100% - 32px));margin:auto}
header{position:sticky;top:0;z-index:20;background:rgba(5,7,11,.88);backdrop-filter:blur(14px);border-bottom:1px solid rgba(255,255,255,.07)}.nav{min-height:72px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{font-weight:900;letter-spacing:.02em;font-size:1.08rem;text-decoration:none}.brand span{color:var(--gold)}.navlinks{display:flex;gap:22px;align-items:center;font-size:.94rem;color:#d9dfeb}.navlinks a{text-decoration:none}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:12px 18px;border-radius:999px;text-decoration:none;font-weight:800;border:1px solid rgba(255,255,255,.12);background:#141a24}.btn.primary{background:var(--gold);color:#111;border-color:transparent}
.eyebrow{display:inline-flex;align-items:center;color:#111;background:var(--gold);font-weight:900;text-transform:uppercase;letter-spacing:.1em;font-size:.75rem;padding:7px 10px;border-radius:999px}.hero{padding:66px 0 42px}h1{font-size:clamp(2.7rem,6vw,5.2rem);line-height:.96;letter-spacing:-.05em;margin:18px 0 20px}h1 .gold{color:var(--gold)}.lead{font-size:clamp(1.04rem,1.8vw,1.25rem);color:#d3dae6;max-width:820px}.muted{color:var(--muted)}
.section-title{font-size:clamp(1.8rem,3.8vw,3rem);line-height:1.02;letter-spacing:-.04em;margin:0 0 10px}.section-copy{color:var(--muted);margin:0;max-width:760px}.section-head{display:flex;align-items:end;justify-content:space-between;gap:24px;margin-bottom:24px}.kicker{color:var(--gold);font-weight:900;text-transform:uppercase;letter-spacing:.09em;font-size:.75rem}
.feature{display:grid;grid-template-columns:1.08fr .92fr;gap:26px;background:linear-gradient(145deg,#101722,#0b0f15);border:1px solid rgba(255,255,255,.08);border-radius:26px;padding:28px;overflow:hidden}.feature img{width:100%;height:100%;min-height:380px;object-fit:cover;border-radius:18px;border:1px solid rgba(255,255,255,.08)}.feature h2{font-size:clamp(2rem,4.2vw,3.5rem);line-height:1;letter-spacing:-.045em;margin:12px 0 16px}.feature p{color:var(--muted);font-size:1.04rem}.meta{display:flex;flex-wrap:wrap;gap:8px 14px;color:var(--muted);font-size:.9rem;margin:8px 0 18px}.tag{display:inline-flex;padding:5px 9px;border-radius:999px;background:#151d29;border:1px solid rgba(255,255,255,.08);font-size:.73rem;font-weight:800;color:#dce4ef}
.filters{display:flex;flex-wrap:wrap;gap:9px;margin:26px 0}.filter{border:1px solid rgba(255,255,255,.1);background:#0d121a;color:#dce4ee;border-radius:999px;padding:9px 13px;font:inherit;font-size:.85rem;font-weight:800;cursor:pointer}.filter.active,.filter:hover{background:var(--gold);color:#111;border-color:var(--gold)}
.archive{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.story{background:linear-gradient(180deg,#10161f,#0b0f15);border:1px solid rgba(255,255,255,.08);border-radius:20px;overflow:hidden;display:flex;flex-direction:column}.story img{width:100%;aspect-ratio:1/1;object-fit:cover;display:block}.story-body{padding:22px;display:flex;flex-direction:column;flex:1}.story h3{font-size:1.35rem;line-height:1.13;margin:9px 0 10px}.story p{color:var(--muted);margin:0}.story .read{margin-top:auto;padding-top:18px;color:var(--gold);font-weight:900;text-decoration:none}.story[hidden]{display:none}.status{display:inline-flex;margin-top:auto;padding-top:18px;color:#7f8998;font-weight:800}
.article{max-width:900px;margin:auto}.article-hero{padding:58px 0 28px}.article-hero h1{font-size:clamp(2.6rem,6.2vw,5.4rem)}.article-tools{display:flex;gap:10px;flex-wrap:wrap;margin:16px 0 24px}.article-tools .btn{font-size:.85rem;padding:9px 13px}.chart-figure{margin:8px 0 0}.article-image{width:100%;border-radius:24px;border:1px solid rgba(255,255,255,.08);display:block;box-shadow:0 20px 70px rgba(0,0,0,.3)}.chart-caption{color:#8792a3;font-size:.82rem;margin:10px 6px 0}.article-body{font-size:1.08rem;color:#dce2eb;padding:34px 0 80px}.article-body h2{font-size:clamp(1.6rem,3vw,2.35rem);line-height:1.1;color:#fff;margin:40px 0 14px;letter-spacing:-.03em}.article-body h3{font-size:1.2rem;color:var(--gold);margin:28px 0 8px}.article-body p{margin:0 0 20px}.article-body ul{padding-left:22px}.article-body li{margin:8px 0}.pull{border-left:4px solid var(--gold);padding:14px 20px;margin:30px 0;background:#0d1118;border-radius:0 16px 16px 0;font-size:1.15rem;font-weight:800;color:#fff}.keypoints{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:28px 0}.keypoint{background:#0b1017;border:1px solid rgba(255,255,255,.08);border-radius:16px;padding:16px}.keypoint b{display:block;color:var(--gold);margin-bottom:4px}.keypoint span{color:#c9d1dd;font-size:.95rem}.note{background:linear-gradient(145deg,#111a25,#0b1017);border:1px solid rgba(255,255,255,.08);border-radius:20px;padding:22px;margin:30px 0}.note h3{margin:0 0 10px;color:#fff}.note .label{color:var(--gold);font-weight:900;text-transform:uppercase;letter-spacing:.08em;font-size:.74rem;margin-bottom:8px}.author{display:grid;grid-template-columns:92px 1fr;gap:18px;align-items:center;background:#0d1118;border:1px solid rgba(255,255,255,.08);border-radius:20px;padding:20px;margin-top:46px}.author img{width:92px;height:92px;border-radius:50%;object-fit:cover}.author strong{font-size:1.05rem}.author p{font-size:.92rem;color:var(--muted);margin:4px 0 0}.sources{font-size:.9rem;color:var(--muted);border-top:1px solid var(--line);padding-top:22px;margin-top:36px}.sources a{color:#d7dde7}.article-nav{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:34px 0 0}.article-nav a,.article-nav .disabled{border:1px solid rgba(255,255,255,.08);background:#0c1118;border-radius:16px;padding:16px;text-decoration:none}.article-nav small{display:block;color:#7f8998;text-transform:uppercase;letter-spacing:.08em;font-weight:800;font-size:.69rem;margin-bottom:5px}.article-nav strong{color:#fff}.article-nav .next{text-align:right}.article-nav .disabled{opacity:.55}
footer{padding:40px 0 52px;color:var(--muted);font-size:.86rem}.footer-grid{display:grid;grid-template-columns:1fr 1fr;gap:30px}.footer-grid strong{color:#fff}.legal{margin-top:24px;padding-top:22px;border-top:1px solid var(--line);font-size:.8rem;color:#7f8998}
@media(max-width:850px){.navlinks a:not(.btn){display:none}.feature,.archive{grid-template-columns:1fr}.feature img{min-height:0}.section-head{align-items:start;flex-direction:column}.footer-grid{grid-template-columns:1fr}.keypoints{grid-template-columns:1fr}}
@media(max-width:600px){.wrap{width:min(var(--max),calc(100% - 22px))}.nav{min-height:62px}.brand{font-size:.95rem}.navlinks .btn{padding:10px 13px;font-size:.86rem}.hero{padding-top:44px}.article-nav{grid-template-columns:1fr}.article-nav .next{text-align:left}.author{grid-template-columns:1fr}.author img{width:78px;height:78px}}